Effective Date: October 22, 2025
These Terms of Use (“Terms”) govern your use of the TopValuePicks.org (“TopValuePicks,” “we,” “us,” or “our”) website, https://topvaluepicks.org (the “Site”). By accessing or using this Site, you agree, without limitation or qualification, to be bound by these Terms and our Privacy Policy. If you do not agree, please do not use this Site.
We may revise these Terms of Use at any time without prior notice. Your continued use of the Site after any changes are posted will mean you accept those modifications. You also agree to comply with all applicable local, state, national, and international laws and regulations.
The terms “you,” “your,” “user,” and “users” refer to all individuals or entities accessing or using this Site for any reason.
PLEASE NOTE: THESE TERMS INCLUDE AN ARBITRATION CLAUSE AND CLASS ACTION WAIVER. BY ACCEPTING THESE TERMS, YOU AGREE TO RESOLVE DISPUTES THROUGH BINDING ARBITRATION AND WAIVE YOUR RIGHT TO PARTICIPATE IN CLASS ACTIONS.
1. Eligibility
You must be at least 18 years old to access or use this Site. By using the Site, you represent and warrant that you are 18 years of age or older and that you have the legal right and capacity to agree to and comply with these Terms of Use. You also agree to use the Site only in compliance with all applicable laws and regulations.
2. Use of the Site
2.1 Disclaimers
Our Site may include affiliate links — meaning we may earn a small commission if you purchase products through links on our pages. These commissions help support our work and do not affect our editorial independence or the integrity of our reviews.
We strive to provide accurate and up-to-date information but make no representations or warranties regarding the accuracy, reliability, or completeness of any content, product listings, or advertisements found on or accessed through this Site. You acknowledge that any reliance you place on such information is at your own risk.
2.2 Use Restrictions
All text, graphics, logos, images, data, and other materials on this Site (the “Contents”) are protected by copyright and other intellectual property laws. Title to the Contents remains with TopValuePicks.org or its licensors.
Except as expressly permitted by these Terms, you may not copy, reproduce, distribute, republish, display, transmit, or modify any part of this Site without prior written permission.
You may view, download, and print a single copy of the Contents solely for your own lawful, personal, non-commercial use, provided you include the following notice:
Copyright © 2025 TopValuePicks.org. All rights reserved.
You may not:
2.3 User Submissions
Any personal information you provide to TopValuePicks.org is governed by our Privacy Policy.
Except for personally identifiable information, any materials, feedback, comments, or ideas you submit (“Submissions”) are considered non-confidential and non-proprietary. By submitting content, you grant TopValuePicks.org a perpetual, royalty-free, worldwide, irrevocable license to use, reproduce, modify, publish, and distribute such material in any medium.
You agree not to post or transmit any unlawful, defamatory, obscene, or otherwise objectionable content. We reserve the right to monitor, remove, or modify any user-generated content at our discretion and without notice.
2.4 Submission of Ideas
We do not accept or review unsolicited ideas or business proposals. Any ideas you send voluntarily become the property of TopValuePicks.org, and we may use them freely without compensation or obligation to you.
3. Promotions and Third-Party Links
From time to time, the Site may feature promotions, offers, or third-party links. These are provided for convenience only. TopValuePicks.org is not responsible for the content, accuracy, or reliability of any third-party sites or services linked to or from our Site. Participation in any third-party promotion is at your own risk and subject to that provider’s terms and policies.
All offers and promotions are void where prohibited.
4. Intellectual Property Rights
All trademarks, service marks, and logos displayed on this Site are the property of their respective owners. Nothing on the Site shall be construed as granting any right or license to use such marks without prior written permission.
5. Dispute Resolution and Arbitration
Any dispute arising out of or related to these Terms or your use of the Site shall be resolved by binding arbitration under the rules of the American Arbitration Association. The arbitration shall take place in the State of California, USA.
You agree to waive any right to participate in a class action or representative proceeding against TopValuePicks.org.
6. Disclaimer of Warranties
The Site and its contents are provided on an “as-is” and “as-available” basis. TopValuePicks.org makes no warranties or representations of any kind, express or implied, regarding the Site or the information, materials, or products available through it.
We disclaim all warranties, including but not limited to merchantability, fitness for a particular purpose, and non-infringement.
7. Limitation of Liability
To the fullest extent permitted by law, TopValuePicks.org shall not be liable for any damages arising from or related to your use of (or inability to use) the Site, including indirect, incidental, or consequential damages, even if we have been advised of the possibility of such damages.
8. Termination
We reserve the right to suspend or terminate your access to the Site at any time and without notice if we believe you have violated these Terms or applicable laws.
9. Complete Agreement
Except as otherwise stated in specific notices or policies, these Terms of Use — along with our Privacy Policy — constitute the entire agreement between you and TopValuePicks.org concerning your use of this Site.
